It depends on your situation. Buying builds equity, offers stability, and can be a great long-term investment. Renting, on the other hand, provides flexibility and fewer responsibilities. If you’re tired of paying someone else’s mortgage, homeownership might be the right move for you!
It varies! Some loans allow as little as 3.5 down, while others require 5%. There are also first-time homebuyer programs that can help with down payments. I can guide you through your options!
1. Get pre-approved for a mortgage.
2. Find a real estate agent (that’s where I come in!).
3. Start house hunting.
4. Make an offer and negotiate.
5. Get a home inspection and appraisal.
6. Close on your new home!
Pre-approval shows sellers you’re a serious buyer, helps you know your budget, and speeds up the process when you find the right home.
Your budget depends on your income, credit score, debt, and down payment. A lender can help determine your exact price range so you don’t fall in love with a home that’s outside your budget.
Besides the down payment, expect closing costs (usually 2-5% of the loan amount), home inspections, moving expenses, and possible repairs.
Yes! Some loan programs cater to buyers with lower credit scores. Improving your credit before buying can help you secure a better interest rate, but I can connect you with lenders who work with all credit types.
A fixed-rate mortgage keeps the same interest rate for the life of the loan, while an adjustable-rate mortgage (ARM) starts with a lower rate that can change over time. Fixed rates offer stability, while ARMs may be better for short-term homeowners.
From pre-approval to closing, it typically takes 30-60 days, but this can vary depending on the market, financing, and negotiations.
You technically don’t need one, but having an experienced agent can help you find the right home, negotiate the best deal, and navigate all the paperwork at no cost to you (the seller usually pays the agents commission).
A professional market analysis (CMA) from a real estate agent can help determine your home’s value based on recent sales, market trends, and your home’s condition.
Start with decluttering, deep cleaning, and making minor repairs. First impressions matter, so great listing photos and curb appeal can make a big difference!
Spring and summer tend to be hot markets, but homes sell year-round. The right time for you depends on your goals, local market conditions, and personal circumstances.
Homes in a competitive market can sell in days, while others may take a few months. Pricing, location, and demand all play a role.
It depends. Some small updates (like fresh paint or fixing leaks) can help sell your home faster, but major renovations aren’t always necessary. I’ll help you decide what’s worth fixing!
Typical costs include agent commissions (around 5-6%), closing costs, possible repairs, and staging. I’ll break down all the numbers so there are no surprises.
That’s a great problem to have! We’ll review each offer carefully, looking at price, contingencies, and financing, to choose the best one.
Yes! Most homeowners do. We’ll schedule showings at convenient times and help you keep your space buyer-ready.
A buyers market has more homes for sale than buyers, meaning more negotiating power for buyers. A sellers market has fewer homes available, leading to higher prices and faster sales.
An agent markets your home, negotiates offers, handles contracts, and ensures a smooth closing. FSBO (For Sale By Owner) sellers often end up leaving money on the table or dealing with unexpected challenges.
Get pre-approved if buying, and get a market analysis if selling. Either way, let’s chat so I can guide you!
I help buyers find homes, negotiate deals, and navigate paperwork, and I help sellers market their home, negotiate offers, and handle closing details.
The seller typically pays the agent’s commission (usually 5-6%), which is split between the buyer’s and seller’s s agents.
Options include rental properties, flipping houses, or buying vacation rentals. It depends on your budget and goals. I can help you find the right investment!
Consider schools, commute times, local amenities, and property values. I’ll help you find a location that fits your lifestyle.
Local agents know the market trends, pricing, and best neighborhoods, giving you a competitive edge.
A home inspection checks for hidden issues like plumbing, foundation problems, and electrical issues before you buy or sell. It’s a crucial step to avoid surprises!
Technically, yes but it’s risky. An agent protects your interests, negotiates the best deal, and ensures everything is legally sound.
A real estate agent (like me!) will compare similar home sales, market trends, and home conditions to determine if the price is fair.
I bring experience, dedication, and a passion for helping my clients achieve their homeownership goals. Whether you’re buying or selling, I’ll be with you every step of the way to make the process smooth and stress-free!
Don't have an account? Sign Up
