Set a budget: Determine how much you can spend on a home.
Save for a down payment: Most lenders require a down payment.
Get preapproved for a mortgage: This shows sellers that you’re serious about buying and have the funds.
Know your credit score: Consider ways to improve your credit before applying for a mortgage.
Find a real estate agent: An agent can help you find a home, negotiate with sellers, and provide local market insights.
Shop for homes: Look for homes that fit your budget and needs.
Make an offer: Sign an offer to purchase the property.
Negotiate: Discuss the offer with the seller.
Finalize financing: Arrange your financing with a lender.
Home inspection: Have a professional inspect the home to identify potential issues.
Home appraisal: Hire an appraiser to evaluate the property’s value.
Close on the home: Complete the final steps to close on your new home.
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